There are several ways to obtain your credit reports fairly easy. The most popular is annualcreditreport.com. Personally, we recommend IdentityIq. With IdentityIQ, you are able to see all three credit reports, as well as your scores. You also get a side by side comparison of everything reporting on your credit report. If you are our client, you will get your report at a discounted rate the first month, instead of $29.99.